πŸ‡³πŸ‡¬ Built for Nigeria

Track Your Money.
Build Your Future.

The smartest way for Nigerians to manage personal, family, and business finances β€” all in one place.

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₦2.4M Savedby our users
12000+Users
98%Satisfaction

Sound familiar?

Millions of Nigerians face these exact money problems every month.

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Where did my money go this month?

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My business income and expenses are scattered everywhere.

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I have no idea if we're spending too much as a family.

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I keep forgetting my bills and subscriptions.

TrackFlow solves all of this. βœ“

Features

Everything you need. Nothing you don't.

Purpose-built for the Nigerian financial reality.

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Smart Transaction Tracking

Log income and expenses in seconds. 16 Nigerian-specific categories built in.

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Family Finance Hub

Shared budgets, family goals, and spending visibility for the whole household.

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SME Business Tracker

Separate your personal and business cashflow. Track revenue, costs, and profit.

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AI Financial Assistant

Get personalised money advice powered by Claude AI β€” available 24/7.

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Investment Portfolio

Track stocks, crypto, and real estate in Naira. Premium feature.

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Smart Naira Alerts

Get notified before you overspend. Bill reminders that actually work.

Built for every Nigerian

Choose the plan that fits your life.

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Individual

For personal finance

For: Salary earners, freelancers, students

  • Expense & income tracking
  • Personal budgets
  • Savings goals
  • AI insights
  • PWA offline access
Get Started
⭐ Most Popular
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Family

For household finances

For: Couples, parents, extended families

  • Everything in Individual
  • Shared family budgets
  • Multiple member profiles
  • Family savings goals
  • Household expense split
Get Started
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Business

For Nigerian SMEs

For: Small businesses, traders, startups

  • Everything in Individual
  • Business income tracking
  • Profit & loss overview
  • Invoice tracking
  • Tax-ready reports
Get Started

Simple, honest pricing

Start free for 40 days. No credit card required.

Free

₦0

40-day free trial included

  • 40-day full trial
  • Basic expense tracking
  • 3 budget categories
  • Mobile PWA
  • Email support
Start Free Trial
⭐ Most Popular

Pro

₦1,500/mo

  • Everything in Free
  • Unlimited categories
  • AI financial insights
  • Savings goals
  • Priority support
Get Started

Premium

₦3,000/mo

  • Everything in Pro
  • Investment tracker
  • Advanced reports
  • Data export (CSV/PDF)
  • Dedicated advisor
Get Started

What Nigerians are saying

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Adaeze Okafor

Digital Marketer Β· Lagos

β€œTrackFlow completely changed how I handle my finances. The AI insights showed me I was spending 40% of my income on subscriptions I forgot about!”

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Kunle Adeyemi

SME Owner Β· Ibadan

β€œFinally a finance app that understands Nigerian business. Tracking my shop income and expenses in Naira, offline-capable β€” this is exactly what I needed.”

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Ngozi & Emeka

Family of 4 Β· Abuja

β€œWe used to argue about money every month. Now we both see the same family dashboard and it's made us so much more aligned on our goals.”

πŸ€– AI-Powered

Meet your AI Money Coach

Ask anything about your finances. Get instant, personalized advice based on your actual spending patterns β€” powered by Claude AI.

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TrackFlow AI

Online

Why am I always broke before month end?

Looking at your last 3 months, 34% of your spend happens in the first week. Your biggest leak is food delivery β€” ₦47,000/month on average. Want me to set a budget cap?

Yes, set it to ₦20,000

βœ… Done! Food delivery budget set to ₦20,000/month. I'll alert you at 80%. That's a potential saving of ₦27,000 this month!

Ask about your finances…
TrackFlow β€” Smart Finance for Nigerians